"I was totally impressed with the friendly service I received. Extremely happy to find I could cut my auto insurance costs by half. Excellent experience all the way around!"
Your Car Insurance Advisors
Jack St. John
Glidewell Insurance is 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible. The best part? It doesn’t cost you a penny more to use us. We are compensated by the insurance carriers directly and work on your behalf to properly cover your needs and exposures.
Important Auto Insurance Coverage Options
Liability - A person's legal responsibility for damage to property or injury to another.
Comprehensive Coverage - Typically helps pay for covered damages to your insured car resulting from a peril other than a collision, such as theft, windstorm or flood, to name a few.
Collision Coverage - An auto insurance coverage that typically helps pay to repair or replace your insured car after a covered accident.
Uninsured Motorist Coverage - A type of auto insurance coverage that helps protect an insured in the event they are involved in an accident with a vehicle driven by someone without liability insurance. It is required in some states.
Medical Payments Coverage - A type of auto insurance coverage that typically provides payment, up to specified coverage limits, for the insured, covered family members and covered passengers for their reasonable and necessary medical treatment for bodily injury or funeral expenses caused by a covered car accident.
Deductible - The portion of a covered loss you pay before the insurance company becomes responsible for payment under the policy.
"Highly recommend! I have worked with an ELP, a non ELP, and now Glidewell for our home and auto insurance needs. Glidewell has been the BEST experience yet. The transfer of information was nearly seamless, I received a quote very quickly, and the person I have been working with has truly been a teacher and not a sales person."
- Michaela Geary
Common Auto Insurance Questions
When should I buy car insurance? You should buy car insurance before buying a car. Driving without insurance is often illegal and leaves you financially vulnerable in the case of an accident. Whether you are buying a car from a dealership or an individual seller, you can get a car insurance quote and purchase a policy (either online or over the phone) before driving away in your new car.
Does my vehicle affect my car insurance rates? Yes. The make and model of the car you drive play a factor in your car insurance rates. The cost of your vehicle also makes a big difference; the more it costs to repair or replace your vehicle, the more you will pay to insure it.
What car insurance discounts are available? Available discounts depend on your insurer. However, common car insurance discounts include various affiliation discounts, reduced rates for students, good driver/no-accident discounts, and hybrid or electric vehicle discounts. One of the most common discounts is a bundling discount for people who have both their home and auto insurance through the same carrier.
What does car insurance not cover? Car insurance is great for covering repair costs after an accident, but it won’t cover the costs of general wear and tear. That means when you take your car in to get the oil changed or the tires rotated, you’re footing that bill yourself. There are a number of other things that aren’t covered by car insurance, including personal belongings that are stolen from your car and any damage that exceeds the limits of your coverage.
Do I need rideshare insurance? Personal auto insurance doesn’t cover you while you are using your car for work, so people who drive for rideshare apps like Uber and Lyft should have a rideshare policy or endorsement. Many rideshare companies offer at least some coverage for their drivers, but not all of them offer insurance and some only offer partial coverage, so rideshare drivers should purchase supplemental coverage.
Does car insurance cover rental cars? Your personal auto policy likely covers you in a rental car, but you are covered at the same limits as your auto policy. If you carry liability-only insurance, you can either reach out to your insurance agent and have your policy changed to include full coverage while you are renting a car or you can purchase additional insurance from the car rental agency.