Long Term Care encompasses various services that assist individuals with their day-to-day activities, including eating and bathing. These services can be provided either at home or at a facility such as a nursing home or an assisted living community.
Long Term Care Insurance is specifically designed to cover the expenses associated with these services.
It is essential to be aware that Long Term Care services are not covered by health insurance, disability insurance, or Medicare. Without adequate insurance coverage, individuals are left with the only option of paying out-of-pocket, which may include utilizing savings, IRA’s, or even taking out a reverse mortgage on their home.
To ensure that you are covered, it is advisable to obtain Long Term Care Insurance in your 50s or 60s, while you are still in good health. Conditions such as chronic pain, diabetes, arthritis, and memory loss may disqualify you from being insured.
Partnering with Glidewell guarantees that you will work with someone who genuinely cares about your well-being. Our team will provide you with information on various insurance options to help you make informed decisions and plan for your future with confidence.
"I am a longtime client of GIIG and they have always been extremely helpful, responsive, pleasant and service oriented. Am totally confident in their services."
- Mike Ramos